This blog coms to you from Lowell, Massachusetts where I am attending Dave Ramsey's "Smart Money" event.
I'm not sure what time it will be when I get home tonight so while this might not get posted until after midnight at least I will have written it before! Day 67 and I'm not going to mess up now.
In summary, I am here in Lowell tonight because I attended Dave's "Financial Peace University" last spring and it changed my life. Not because of anything new. Good old fashioned common sense about money but so not the way current culture teaches.
Rule number one. If you can't pay for it don't buy it. Duh?! Seriously. No credit cards. No debt. Dig it?
I've made a whole lot of not smart choices around none. Learned all sorts of upside down and backwards wrong things about money. And now I am paying the price. but I'm doing so grateful to at least be where I am today, rather than where I was. An old dog CAN learn new tricks!
I'm needing to let go of some old habits. Fun things with friends that I used to do - and used to spend money on - well - they don't happen in my life any more. Or at least not right now. And here's what's even crazier. I am totally ok with it! Because I am excited beyond words to get to a place where I am debt free and living within my means. And THEN the fun REALLY starts because the giving opportunities expand.
I know. Wow. What a concept. Sounds ridiculously obvious but need I say it again? It's not the way of current culture.
Check out Dave's info HERE. Might just change your life, too.
Time for bed. It's 12:41am as I'm typing this!!!